Japanese garden and rec center at 22373 N 3rd St Hayward, CA 94546
Garin Park Regional park at 1320 Garin Ave Hayward, CA 94544
Play a round of golf at Stonebrae Country Club at 202 Country Club Dr Hayward, CA 94542
Cost=However much you play
Enjoy the sunset at Stonebrae Park with the kids at 202 Country Club Dr Hayward, CA 94542
Talk a stroll through the Hayward Shoreline interpretive Center at 4901 Breakwater Ave Hayward, CA 94545
Grab a bite to eat at Ghazni Afghan Kabob house at 1235 A St Hayward, CA 94541 Cost=however much you eat
Another favorite food spot is Beep's Burgers at 24703 Amador St Ste 3 Hayward, CA 94544
Cost=how hungry are you
Eat brunch at Amy’s Grill at 31103 Mission Blvd Hayward, CA 94544 Cost=$
Chill with the locals at this cool bar Brews and Brats at 1061 B St Hayward, CA 94541 Cost=Are you a drinker?
Our final spot is Dirty Bird Lounge which is a cool spot for coffee and pastry in the morning and beer and some tacos at night at 1061 B St Hayward, CA 94541 Cost=moderate
The influx of tech jobs have boosted real estate prices to an uncomfortable high as of recent. So what does this mean to you? Well as real estate prices increase finding a home to some can seem impossible and for good reason, I mean who wants to pay 4-8k a month on a mortgage when you can rent for way less. Well here are some tips for buying a new home and what real estate companies are offering.
Now a lot of people have heard of loan assistance programs but no one will explain. Now hopefully i can help you understand some of them and how they work. Now each county has specific called MCC which stands for mortgage credit certificate program (i guess they forgot about the P). Now MCC is for first time home purchasers and low income families that need help getting into a new home. Now without getting off topic and just to piggyback off of this you also have BMR (below market rate)properties which mostly all counties have which have income brackets and housing price brackets. Now back to the MCC program.. Each city within the county has a certain amount the can distribute so sometimes you will have to wait but in the bay area you just need to. Now these are homes that also have criteria for instance you have to live in the home and not rent it out and each city has its own time frame. BMR properties cannot be rented in the bay area. Now you also have FHA loans that can do as much as 0% down up to 3.5% if you qualify. We have a lot more programs that you can qualify for but you'll have to give us a ring so we can see how we can. Now to see if you qualify give us a call to see how we can help.
Most people don't know where else to get money for a home unless it's a big bank and very few people know mortgage brokers. Let me help you understand the difference. Now first with the big banks… they have certain limits that they can lend as far as pricing goes, and loan programs available that's why you see one bank have different rate than the other and you wonder why. Well i'm not a fan of big banks so i say who really cares. Now you have two types of brokerages- 1. A brokerage that dumps a lot of money into marketing so they will pop up on some big loan search engine but you'll pay for that marketing dollar they spent and who knows where they are. 2. Now i am a little biased because i'm a local lender and i prefer to see my clients (a little old school i guess) but i get to keep cost low, charge less (most of the time) since we don't have huge marketing money to spend, and i get to do the same thing by shopping most wholesalers to see what the best pricing will be. I'm a firm believer that if i take care of you then hopefully i get to be lucky to do your loan, your kids loans and there kids loans.
Work where you love and live where you work. Why it's important to live close to where you work in the bay area.
Now according to the traffic within the past ten years, the bay area and silicon valley area has had traffic increase like no other. The dreaded commute has taken a toll on all of us. Now we know financial limitations, family size will limit where we live but when working and communicating it comes to a point to know what you can do with and what you can do without. Now i've lived in southern california and northern california and i can tell you that the traffic in the bay area has come equal to southern california if not surpassed it. Who wants to really add 2-3 hours of commute along with their work day? I don’t. Now when looking for a house these are our top suggestions.