Big lenders vs Mortgage brokers San Francisco, tri cities and Silicon Valley

Most people don't know where else to get money for a home unless it's a big bank and very few people know mortgage brokers. Let me help you understand the difference. Now first with the big banks… they have certain limits that they can lend as far as pricing goes, and loan programs available that's why you see one bank have different rate than the other and you wonder why. Well i'm not a fan of big banks so i say who really cares. Now you have two types of brokerages- 1. A brokerage that dumps a lot of money into marketing so they will pop up on some big loan search engine but you'll pay for that marketing dollar they spent and who knows where they are. 2. Now i am a little biased because i'm a local lender and i prefer to see my clients (a little old school i guess) but i get to keep cost low, charge less (most of the time) since we don't have huge marketing money to spend, and i get to do the same thing by shopping most wholesalers to see what the best pricing will be. I'm a firm believer that if i take care of you then hopefully i get to be lucky to do your loan, your kids loans and there kids loans. ​