OMARLTY
  • Home
  • Sell With Us
  • Buy With Us
  • Get Pre-Qualified With Us
  • Rent With Us
  • Listings
  • Contact
  • Investors
  • About Us
  • Whats Going on in the Bay Area
  • Careers
  • Commission Rebate Program
  • 2% Listing Fee Homes in the Bay Area

BAY AREA NEWS 

June 14th, 2019

6/14/2019

0 Comments

 
Japanese garden and rec center at 22373 N 3rd St Hayward, CA 94546   
Cost=free
Garin Park Regional park at 1320 Garin Ave Hayward, CA 94544   
Cost=Free
Play a round of golf at Stonebrae Country Club at 202 Country Club Dr Hayward, CA 94542
Cost=However much you play
Enjoy the sunset at Stonebrae Park with the kids at 202 Country Club Dr Hayward, CA 94542
Cost=Free
Talk a stroll through the Hayward Shoreline interpretive Center at 4901 Breakwater Ave Hayward, CA 94545
Cost=Free
Grab a bite to eat at Ghazni Afghan Kabob house at 1235 A St Hayward, CA 94541 Cost=however much you eat 
Another favorite food spot is Beep's Burgers at 24703 Amador St Ste 3 Hayward, CA 94544
​Cost=how hungry are you
Eat brunch at Amy’s Grill at 31103 Mission Blvd Hayward, CA 94544 Cost=$
Chill with the locals at this cool bar Brews and Brats at 1061 B St Hayward, CA 94541 Cost=Are you a drinker?
Our final spot is Dirty Bird Lounge which is a cool spot for coffee and pastry in the morning and beer and some tacos at night at 1061 B St Hayward, CA 94541 Cost=moderate
0 Comments

Tech companies in the Bay Area and how it affects real estate in the Bay Area and Silicon Valley.

6/12/2019

0 Comments

 
The influx of tech jobs have boosted real estate prices to an uncomfortable high as of recent. So what does this mean to you? Well as real estate prices increase finding a home to some can seem impossible and for good reason, I mean who wants to pay 4-8k a month on a mortgage when you can rent for way less. Well here are some tips for buying a new home and what real estate companies are offering.

  1. Find out county down payment assistance programs. Working with an agent and then a lender sometimes can feel like they have a big disconnect with each other. That's why OMA RLTY is licensed in both so we can help our clients on information needed on both ends.
  2. Finding a crafty lender that can put lending packages together on fixer uppers. A Lot of people turn a blind eye to fixer uppers just because of the horror stories behind a lot of them but sometimes you get a good deal on a home that has a lot of potential.
  3. New developments! OMA RLTY offers commision rebate programs on new homes developments so you can get a little extra money in your pocket to soften the down payment blow.
  4. Make lenders fight for your business. Some are more comfortable with big bank lenders and some take advantage of brokers. Now most of the time in our experience you get a better deal with a broker because they do the shopping around for you but if you want to go with a big bank these are some tips. Make them fight for your business. If one bank is offering one rate; take that rate to another big bank and make them beat it, then to another and another until you just can't go any lower.
  5. Last on the list will be using an experienced lender and broker to help with the transaction. Remember this is a business deal and thousands of your hard earned dollars we are dealing with. Using family and friends is not always the best option especially if they haven't had enough transactions under their belt. I mean would you trust someone to work on your car after watching some youtube videos or someone that's done it hundreds of times?

    ​for more information call or text 949-491-3583


​
0 Comments

Loan Assistance Programs for Low income and First time Buyers

6/11/2019

0 Comments

 
Now a lot of people have heard of loan assistance programs but no one will explain. Now hopefully i can help you understand some of them and how they work. Now each county has specific called MCC which stands for mortgage credit certificate program (i guess they forgot about the P). Now MCC is for first time home purchasers and low income families that need help getting into a new home. Now without getting off topic and just to piggyback off of this you also have BMR (below market rate)properties which mostly all counties have which have income brackets and housing price brackets. Now back to the MCC program.. Each city within the county has a certain amount the can distribute so sometimes you will have to wait but in the bay area you just need to. Now these are homes that also have criteria for instance you have to live in the home and not rent it out and each city has its own time frame. BMR properties cannot be rented in the bay area. Now you also have FHA loans that can do as much as 0% down up to 3.5% if you qualify. We have a lot more programs that you can qualify for but you'll have to give us a ring so we can see how we can. Now to see if you qualify give us a call to see how we can help. ​
0 Comments

Home Buyer Assistance Programs Bay Area-Silicon Valley

6/3/2019

0 Comments

 
0 Comments

    Archives

    June 2019
    May 2019
    April 2019

    Categories

    All

    RSS Feed

real estate is our passion 
COMPANY NMLS #1702864   
ca dRE #   01939063      


Hours

we don't close 

Telephone

949-491-3583

Email

omarayub@omarlty.org
  • Home
  • Sell With Us
  • Buy With Us
  • Get Pre-Qualified With Us
  • Rent With Us
  • Listings
  • Contact
  • Investors
  • About Us
  • Whats Going on in the Bay Area
  • Careers
  • Commission Rebate Program
  • 2% Listing Fee Homes in the Bay Area